Healthcare in Poland - opportunities provided by EU legislation
If you are an EU/EEA patient, you can access healthcare in Poland under two alternative legal bases:
- EU Regulations on coordination of social security systems
or
- the Cross-Border Healthcare Directive (CBHC Directive), implemented at the national level through the Act of 27 August 2004 on healthcare services financed from public funds.
While both routes allow patients to access healthcare in Poland, they differ in terms of:
- financial implications
- the range of covered services
- administrative procedures
- flexibility in choosing where to receive treatment.
You are free to choose the route you will use. Be aware that each is governed by a different set of rules and imposes different obligations on patients. Therefore, before seeking healthcare in Poland, it is advisable to carefully review the two alternative options compared in the table below.
Carefully weigh the strengths and limitations of each option and consider your health condition as well as financial circumstances to make the best decision.
An overview of the two routes
EU Regulations on coordination of social security systems |
Cross-Border Healthcare Directive |
Relevant legislation |
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Act of 27 August 2004 on healthcare services financed from public funds
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Act of 27 August 2004 on healthcare services financed from public funds Act of 10 October 2014 on amendments to the act on healthcare services financed from public funds and certain other laws (implementation of the CBHC Directive) |
Who is entitled to access healthcare in Poland |
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Persons who:
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Persons who:
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Eligibility requirements |
|
or
|
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Range of healthcare that can be accessed in Poland |
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Medically necessary healthcare Healthcare provided to EU/EFTA/UK patients who are temporarily staying in Poland. It concerns treatment that:
The patient must present:
or
Full range of healthcare benefits Healthcare provided to patients who live in Poland (residents of the EU/EFTA/UK) and:
or
The range of benefits and the eligibility requirements are determined by the Polish legislation. These patients are bound by the same rules as Polish patients, including:
Planned healthcare Healthcare provided to EU/EFTA/UK patients on the basis of S2/E112 form. It can be accessed under the same conditions and costs as those available to Polish patients insured under the national health service. The patient must always obtain prior approval from the national health insurance institution of their Member State of affiliation. Planned healthcare related to accidents at work and occupational diseases Healthcare provided to EU/EFTA/UK patients on the basis of DA1/E123 form under conditions that are reserved for cases of accidents at work and occupational diseases. |
Healthcare equivalent to the guaranteed benefits available to the patient under the social security legislation of their Member State of affiliation.
or
The following healthcare is excluded:
EU/EEA patient receiving cross-border healthcare in Poland should:
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Documents required to confirm entitlement to healthcare in Poland |
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Documents confirming entitlement to healthcare, which a patient must present in Poland to be granted access:
If a patient fails to present the appropriate document, they will be obliged to pay the full cost of treatment directly to the medical facility. |
Before seeking healthcare in Poland, patients should research the following:
For detailed guidance, please consult a relevant National Contact Point in an EU/ EEA country. |
Medical facilities and pharmacies that can be accessed |
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Only medical facilities that:
or
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All medical facilities that:
For detailed guidance on whether a particular medical facility operates within the public healthcare system contact:
Important: If an EU/EEA patient has received healthcare in a private facility, i.e. a facility operating outside the public healthcare system, their access to healthcare can only be based on the CBFC Directive. |
Reimbursement and costs |
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The costs of healthcare provided to EU/ EFTA/UK patients in Poland are settled directly between the healthcare provider and the health insurance institution of the their Member State of affiliation. A patient is responsible only for the applicable co-payment, that is the portion of the medical costs that, under Polish law, is typically borne by local patients. In exceptional situations, EU/EFTA/UK patients will be required to cover the costs of their treatment directly at a medical facility, if:
or
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EU/EEA patients must initially cover the full cost of their healthcare. Patients settle the bills issued by the Polish medical facility that provided the care, ensuring that the billed amount adheres to the facility's standard price list for all private patients. Afterwards they may apply to their health insurance institution for reimbursement of the incurred expenses. Before seeking healthcare in Poland, patients should research the following:
For detailed guidance, please consult a relevant National Contact Point in an EU/ EEA country. |